Jun 14, 2018 at 8:35 AM -
theLumberJack:
We roooollllibg
Jun 14, 2018 at 8:55 AM -
Statboy:
TC you don't want the wall of text response to just how much of that is wrong
Jun 14, 2018 at 10:01 AM -
theLumberJack:
Too cereal for box
Jun 14, 2018 at 10:20 AM -
Reechard:
"The GDP goes down if you tax the rich"
Jun 14, 2018 at 10:20 AM -
Reechard:
maybe we should tax hoarded wealth for it.
Jun 14, 2018 at 10:34 AM -
Statboy:
Inheritance tax is 40% federal + state. It reaches as high as 75% total in some states
Jun 14, 2018 at 10:35 AM -
Statboy:
also if you hoard, in anything that makes money, we tax that too
Jun 14, 2018 at 10:35 AM -
Reechard:
annually
Jun 14, 2018 at 10:36 AM -
Reechard:
there should be a hard limit on how much you're allowed to own.
Jun 14, 2018 at 10:36 AM -
Reechard:
and it can even be a *ridiculous* amount of money and still effect people.
Jun 14, 2018 at 10:38 AM -
Statboy:
i'm looking at the Forbes 10 richest in America, they give ridiculous amounts to charity
Jun 14, 2018 at 10:38 AM -
Statboy:
Gates, Bezos, Buffet, Zuck, Larry Ellison, Koch, Koch, Bloomberg. I know those guys donates stupid amounts per year
Jun 14, 2018 at 10:39 AM -
Reechard:
of course they do, they'd have to give it to the feds otherwise
Jun 14, 2018 at 10:39 AM -
Reechard:
and giving it to charity makes them look better.
Jun 14, 2018 at 10:39 AM -
Statboy:
they don't have to give it to the feds, Gates and Buffet even gave 50% of there wealth away, and neither plan on leaving anything to inheritance
Jun 14, 2018 at 10:40 AM -
Statboy:
but isn't that better? to create a system that rewards charitable giving rather than forcing taxes?
Jun 14, 2018 at 10:41 AM -
Statboy:
If you force a tax, those guys will see it as an expense that needs to be charged for, and the cost of there goods and services goes up
Jun 14, 2018 at 10:42 AM -
Reechard:
no, I don't think that's better.
Jun 14, 2018 at 10:43 AM -
Reechard:
because at the end of the day they're still doing it to avoid taxes.
Jun 14, 2018 at 10:43 AM -
Reechard:
Gates is the exception to the rule
Jun 14, 2018 at 10:43 AM -
Reechard:
he can't give it away fast enough.
Jun 14, 2018 at 10:43 AM -
Statboy:
we allow avoiding taxes, if you give it to specifically to charitable organizations. How is that not better?
Jun 14, 2018 at 10:44 AM -
Statboy:
The Red Cross and Salvation Army have an overhead of 15-20% of donations.
Jun 14, 2018 at 10:44 AM -
Statboy:
FEMA has an overhead of 55% of its budget just to cover administrative
Jun 14, 2018 at 10:46 AM -
VaultBot: that's the bit that accounts for the random crashes and disconnects
Jun 14, 2018 at 10:46 AM -
Statboy:
The government is inept at helping. It only creates a systemic dependency with the people it tries to help.
Jun 14, 2018 at 10:47 AM -
Reechard:
oh no I'm not saying we should let the government be in charge of *anything*
Jun 14, 2018 at 10:48 AM -
Statboy:
so where does the tax dollars go?
Jun 14, 2018 at 10:49 AM -
Statboy:
you have 2 choices, either the government gives it to 3rd parties like Red Cross, or they create a future failed bureaucracy to handle it.
Jun 14, 2018 at 10:50 AM -
Statboy:
either way we better off donating directly to the Salvation Army (my person charity of choice, because they have lowest overhead)
Jun 14, 2018 at 10:56 AM -
Reechard:
so here's my counter.
Jun 14, 2018 at 10:56 AM -
Reechard:
you worked in medical for a long time
Jun 14, 2018 at 10:56 AM -
Reechard:
how much overhead in the medical industry is spent on *the insurance process*
Jun 14, 2018 at 10:56 AM -
Reechard:
having it, dealing with it, negotiating, etc.
Jun 14, 2018 at 10:57 AM -
Reechard:
how much of, for example, a hospital's overhead is spent on just trying to get paid by insurance companies
Jun 14, 2018 at 10:59 AM -
Reechard:
I already know the answer, btw.
Jun 14, 2018 at 10:59 AM -
Reechard:
it's *thirty percent*
Jun 14, 2018 at 10:59 AM -
Reechard:
so if you replace that *thirty percent* of administrative overhead that's currently caused by insurance
Jun 14, 2018 at 11:00 AM -
Reechard:
with a different 30% administrative overhead that would be caused by a single-payer system or government-billed system
Jun 14, 2018 at 11:00 AM -
Reechard:
then *it all comes out in the wash anyways*
Jun 14, 2018 at 11:04 AM -
Reechard:
You also said above "free is never free they'll tax you for it"
Jun 14, 2018 at 11:04 AM -
Reechard:
no crap, but if they take $600/mo more out in taxes and I don't have to pay $600/mo to my health insurance place, what's the difference?
Jun 14, 2018 at 11:05 AM -
Reechard:
that's $600/mo I pay to an insurance place and then I have to pay a copay to the doctor's office when I go
Jun 14, 2018 at 11:05 AM -
Reechard:
and have to pay a copay on any drugs I get
Jun 14, 2018 at 11:05 AM -
Reechard:
and have a deductible for larger shit
Jun 14, 2018 at 11:05 AM -
Reechard:
so sure, take out some more taxes.
Jun 14, 2018 at 11:06 AM -
Reechard:
if it means I don't ever ever have to worry about scrabbling around to find a way to pay a $1000 bill that's *just my copay* on an outpatient procedure to put tubes into my kid's ears.
Jun 14, 2018 at 11:06 AM -
Reechard:
$2000 of which they charge "because we need this money to negotiate with your insurance company"
Jun 14, 2018 at 11:35 AM -
Reechard:
idk, the idea that the bureaucratic nightmare that is our medical system is somehow "better" than the bureaucratic nightmare that the government would replace it with is laughable to me.
Jun 14, 2018 at 11:35 AM -
Reechard:
it's super super super bad either way
Jun 14, 2018 at 11:35 AM -
Reechard:
but one way is super bad in favor of the masses, and the other way is super bad in favor of people with lots of money to just throw at problems to make them go away.
Jun 14, 2018 at 11:39 AM -
Statboy:
how did you get only 30% administrative for a government system? The major problem with insurance expenses are caused by government regulation. We could've cut those prices in half with one regulation being cut. Cross state commerce
Jun 14, 2018 at 11:41 AM -
Statboy:
I agree we could improve the insurance system, but I defy you find one government system that in practice was actually more efficient financially
Jun 14, 2018 at 11:41 AM -
VaultBot: that girl that is possibly the worst french phrasing i've seen in a while
Jun 14, 2018 at 11:41 AM -
Reechard:
I didn't get 30% for the government system, I'm saying it's *already inefficient and broken*
Jun 14, 2018 at 11:41 AM -
Statboy:
When Obamacare kicked in my fiance's premiums went from $30 a month to $300
Jun 14, 2018 at 11:43 AM -
Statboy:
eliminate cross state commerce, simplify the coding/billing system (eliminate ICD codes). And make illegal hospital/ins company negotiated rates.
Jun 14, 2018 at 11:43 AM -
Reechard:
and?
Jun 14, 2018 at 11:44 AM -
Statboy:
and that is more proof that government always makes things worse
Jun 14, 2018 at 11:44 AM -
Statboy:
also it counters all your cost talk up top
Jun 14, 2018 at 11:45 AM -
Statboy:
but honestly those 3 things I listed, would absolutely demolish costs. Without touching level of care received
Jun 14, 2018 at 11:45 AM -
Reechard:
idk what you're referring to when you talk about "cross state commerce"
Jun 14, 2018 at 11:46 AM -
Statboy:
its illegal to conduct business across state lines in America. That's why when you buy from Amazon, you buy from whatever state the server is in
Jun 14, 2018 at 11:47 AM -
Statboy:
This is why when you sign up for insurance the premiums are different from state to state. In order to sell insurance the companies have to have each person on the phone with you registered in your state
Jun 14, 2018 at 11:47 AM -
Statboy:
usually by taking and passing a test that costs $20-150 a year per person
Jun 14, 2018 at 11:48 AM -
Statboy:
and each state's laws are different about the buying and selling of insurance. If you eliminated the prohibition of cross state commerce. Ins companies overheads would actually be cut in half
Jun 14, 2018 at 11:50 AM -
Statboy:
http://thefederalist.com/2014/05/28/why-selling-health-insurance-across-state-lines-is-a-good-thing/
Jun 14, 2018 at 12:53 PM -
Reechard:
( ͡° ͜ʖ ͡°)
Jun 14, 2018 at 2:34 PM -
Reechard:
I'M READY TO ROLL.
Jun 14, 2018 at 3:23 PM -
TimeCrush:
Box moving to slow? Drop an image of text, let it simmer for half a day.
Jun 14, 2018 at 3:23 PM -
TimeCrush:
Thats a tasty meal
Jun 14, 2018 at 4:28 PM -
theLumberJack:
Splyons said he might be a touch late. I'm supporting a tech from home so of that goes long I'll be late
Jun 14, 2018 at 4:34 PM -
VaultBot: we rolling tonight?
Jun 14, 2018 at 4:34 PM -
VintagePC:
Jun 14, 2018 at 4:35 PM -
VintagePC:
you pot stirrer you
Jun 14, 2018 at 4:42 PM -
theLumberJack:
Oh man even VB wants to roll